Apple Pay users have this question: Does Walmart accept Apple Pay or not? The direct answer to the question is No. Apple Pay is not available at Walmart because of its cost. Apple Pay charges transaction fees at big retailers like Walmart; this is one of the biggest reasons that Walmart doesn’t allow Apple Pay on its platform. Secondly, Apple Pay has introduced its own digital payment: Walmart Pay. By using Walmart Pay, Walmart also promotes its businesses.